Your All-In-One Fintech Innovation Partner

As a true partner, we provide comprehensive digital strategy and product delivery expertise to strengthen and enable your business and technology leaders to realize your vision and achieve your desired outcomes.

Fintech Success

What can we do for you?

Together we can help people and businesses manage their money, reach their financial goals and achieve success.

Have an idea

Need to determine the value and feasibility of an idea? Faio can help refine your vision and come up with a plan to get the job done.

Faio brings decades of experience in fintech, which we use to ensure you are focused on doing the right things and doing them extremely well. We look for problems that are urgent and pervasive, and where there is a willingness to pay for a solution.

We can help you mature your idea, secure funding, prepare for solution development and align your stakeholders through business strategy, user experience design, prototypes, proofs-of-concept and MVPs.

Have a project

Have a project ready to go? Faio can step-in and drive your project “from Figma to Fruition” or act in supporting roles on a full-time or fractional basis.

Faio is commonly engaged in product management, design and technical leadership roles due to our deep subject matter expertise in financial services.

Need more? We can secure entire delivery teams and individual contributors to accelerate your progress through our preferred professional services partners.

Assessing options

Faio can assess your current and desired future states and recommend your best course of action to realize your desired outcomes.

We support vendor evaluations and due diligence. We create recommended roadmaps, define technical architectures, and ensure viable strategies and resource plans for your business, product and technical teams.

We also help create alignment across your teams, offering a fresh perspective and an additional voice for your leadership team, board of directors, and other stakeholders.

Subject Matter Expertise

Digital Banking

Faio can help you define and articulate your go forward digital strategy and roadmap, and help you modernize your digital offerings and experiences.

Modern Payment Solutions

Faio can help you navigate the latest payment technologies and strategies including real-time payments, cross-border payments and merchant services.

Open Banking and Integration

Faio provides expertise in open banking and integration to help you connect to financial institutions and your third-party partners through APIs.

Embedded Finance

Faio can help you integrate financial services into non-financial platforms and ecosystems, including the creation and roll out of BaaS solutions.

Digital Lending and Account Acquisition

Faio can help you create and leverage modern technologies and strategies for lending and account acquisition including alternative credit scoring and automated underwriting.

Financial Wellness

Faio can help create and maximize the success of solutions that help people and businesses manage their money, reach their financial goals and achieve success.

Digital Wealth Management

Faio can help create and integrate dashboards, performance reporting, robo-advisors and mobile wallet solutions with investment platforms and wealth management solutions.

Fraud Prevention

Faio can help you secure digital solutions through biometrics, multi-factor authentication and cloud security, and can help you optimize and automate back office analytics and processing.

Regulatory Compliance

Faio can help you navigate regulatory compliance considerations including KYC/AML, data privacy and regulatory compliance reporting.

Example Projects

We are helping our clients reinvent and modernize the financial system, leveraging cutting-edge technologies like artificial intelligence, open banking, and advanced money movement capabilities to make a difference, drive positive social impact and support the common good.

Digital Experiences

At Faio, we believe that investing in exceptional digital experiences is critical for success in today’s competitive fintech landscape. We partner closely with you to understand your audience, business goals, and unique challenges.

Leveraging our deep expertise in user experience design, technology, and AI, we co-create next generation solutions that engage your customers, streamline their journeys, and drive meaningful results.

With our decades of experience in the financial services space, and unique blend of business and technical expertise, we ensure feasibility and value, and understand the details to help you get there.

Artificial Intelligence

Faio is your partner in unlocking the power of AI for financial services innovation.

We work collaboratively with our clients to identify opportunities where AI can drive the greatest impact, from automating routine tasks and optimizing costs to enhancing security and delivering exceptional customer experiences.

AI will revolutionize financial services, we will help you drive tangible improvements to the solutions you offer and across your business.

Open Banking and Integration

Faio provides you with experts in open banking and other fintech integration needs.

We can provide guidance and oversight for infrastructure, authentication, entitlements, cloud computing, SaaS solutions, analytics, reporting, APIs, security, banking compliance, and many other systems integration needs.

We can help you optimize the way you receive, normalize, transform and leverage data. We can also help you integrate with financial institution systems, partner APIs and your own backend and frontend platforms to maximize value and market success.

Modern Payment Solutions

Faio collaborates with fintech companies to create next-generation payment experiences and leverage the latest in payment capabilities across consumer, small business and commercial use cases.

We have experience with traditional payment rails and offerings such as bill payment, account-to-account transfers, person-to-person payments, procure-to-pay and order-to-cash solutions. We are also well versed in modern real-time payment mechanisms, cross-border solutions, embedded finance and crypto-based solutions.

Vendor and Investment Due Diligence

Faio enables financial institutions and fintech companies to collaborate more effectively and realize returns on investments working together.

Our deep industry expertise and technical savvy enable us to streamline and enhance the entire due diligence process for vendor selection and strategic investments. From comprehensive architecture reviews and technical assessments to gap analyses, we provide the insights you need to make informed decisions, mitigate risks, and forge strong partnerships.

It has been our privilege to have contributed to

Testimonials

From people we trust!

Strategic thinker and true partner!

I have had the pleasure of working with Brandon as a product management and technology partner for GreenHill throughout our recent platform modernization initiatives. Brandon quickly established himself and his team as an invaluable partner, demonstrating a rare combination of strategic vision, fintech expertise, and client-centricity, allowing our firm to execute our vision and succeed on behalf of our clients.

Harry Cubit

Partner at GreenHill Investment Reporting

Accomplished track record!

Brandon is an astute business leader with an accomplished track record in launching and managing enterprise software products and services. He brings the perfect combination of project idealism and practicality, technical understanding and business aptitude, and communicates well at all levels of the organization. He’s personable, very organized and exceptionally professional in all situations.

Eve Patterson Nimkar

VP Marketing at PenAir Credit Union

Executes under pressure!

Brandon is a superstar who knows how to execute under pressure with attention to detail. His drive and business accumen put him in a class by himself. Brandon is an excellent communicator and a hard worker that leads by example. I had the pleasure of working with Brandon on several key projects and would not hesitate to work with him again.

Bill Ingram

CEO at Wunderkind